4 BEDROOMS + EXPANSIVE BONUS LOFT | 2,342 SQ. FT. | MONTECITO AT OTAY RANCH Welcome to Montecito at Otay Ranch! This beautifully upgraded three-story townhome offers 4 spacious bedrooms, 3.5 bathrooms, PLUS an expansive third-floor loft, all within 2,342 square feet of thoughtfully designed living space! The versatile loft provides the perfect additional family room, children's playroom, media room, or flexible living space, complete with a built-in projector and surround sound. The beautifully upgraded kitchen features marble-look quartz countertops, designer herringbone backsplash, stainless steel appliances upgraded in 2022, generous cabinetry, and a walk-in pantry. Rich wood flooring, plantation shutters, and stylish finishes enhance the home's inviting interior. The primary suite offers a custom walk-in closet, dual vanities, soaking tub, and separate shower. Additional highlights include a private patio, dedicated laundry room, and attached two-car garage with storage and Tesla EV charger. Enjoy Montecito's resort-style amenities, including pools, spas, clubhouse, fitness center, and parks, all conveniently located near Otay Ranch Town Center, shopping, dining, and entertainment!